Calculator

Seller Proceeds Calculator

How much you actually take home after fees, payoff, and prorations.

A seller proceeds calculator gives you the bottom-line number: list price minus mortgage payoff, agent commissions, doc stamps, title, HOA estoppel, and prorated taxes. Use it before the listing presentation, before accepting an offer, and before walking into closing.

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Sale price$525,000
Mortgage payoff− $285,000
Commission− $28,875
Doc stamps− $3,675
Title & closing− $3,500
HOA estoppel− $350
Prorated taxes− $2,400
Concessions− $0
Estimated net proceeds
$201,200
7.4% of sale price in total seller costs.

Want a branded report you can hand to your client?

ADK turns this estimate into a shareable, branded PDF — with your logo, contact info, and every line item itemized.

Frequently asked questions

What are typical seller closing costs?

In Florida, plan for 8.5–9.5% of sale price: 5–6% commission, ~0.7% doc stamps, title (county-dependent), HOA estoppel, and prorated taxes. National averages run 7–8% without commission concessions.

Is this the same as a net sheet?

Close — a net sheet is the formal, branded deliverable a listing agent prepares with every line item itemized. This calculator gives you the working estimate fast; the ADK Net Sheet is what you hand the seller.

Why is my payoff higher than my mortgage balance?

Payoff includes accrued interest through the closing date plus any per-diem interest until the wire posts. Your statement balance is point-in-time; payoff is forward-dated.